SKU: 26554517855

Bolt-On Wheel Spacers 22mm 54,1mm 5x100

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Description

Bolt-On Wheel Spacers 22mm 54,1mm 5x100The price applies to a set for one axle without screws securing the spacers to the hubs. Spacers screwed on to a hub 22mm thick per side with centering flange. Product description: material PA6 duralumin thread type M12 x 1. 5 knurled pins distance thickness 22mm per side (44mm per axis) hole collar diameter 54. 1mm hole spacing 5x100mm nuts included for fixing the spacers to the hubs (M12 x 1,5) screw hardness 10. 9 The spacers match: Lexus CT 2ZR

The price applies to a set for one axle without screws securing the spacers to the hubs.

Spacers screwed on to a hub 22mm thick per side with centering flange.

Product description:

  • material - PA6 duralumin
  • thread type - M12 x 1.5 knurled pins
  • distance thickness - 22mm per side (44mm per axis)
  • hole / collar diameter - 54.1mm
  • hole spacing - 5x100mm
  • nuts included for fixing the spacers to the hubs (M12 x 1,5)
  • screw hardness 10.9

The spacers match:

Lexus CT 2ZR-FXE CT200h 2011-2019
Lexus CT 2ZR-FXE CT200h (DAA-ZWA10) 2011-2020
Lexus CT 2ZR-FXE CT200h Eco 2011-2019
Lexus ES 2VZ-FE ES250 1989-1991
Pontiac Vibe I4 1.8i 2002-2010
Pontiac Vibe I4 1.8i AWD 2002-2008
Pontiac Vibe I4 1.8i GT 2002-2008
Subaru Trezia I4 1.3i (DBA-NSP120X) 2010-2016
Subaru Trezia I4 1.4D 2010-2016
Subaru Trezia I4 1.5i 2010-2016
Subaru Trezia I4 1.5i (DBA-NCP120X) 2010-2014
Subaru Trezia I4 1.5i (DBA-NCP125X) 2010-2014
Toyota Allion 1NZ-FE 1.5 VVT-i (3BA-NZT260) 2019-2020
Toyota Allion 1NZ-FE 1.5 VVT-i (DBA-NZT260) 2016-2019
Toyota Allion 2ZR-FAE 1.8 VVT-i (3BA-ZRT260) 2019-2020
Toyota Allion 2ZR-FAE 1.8 VVT-i (3BA-ZRT265) 2019-2020
Toyota Allion 2ZR-FAE 1.8 VVT-i (DBA-ZRT260) 2016-2019
Toyota Allion 2ZR-FAE 1.8 VVT-i (DBA-ZRT265) 2016-2019
Toyota Allion 3ZR-FAE 2.0 VVT-i (3BA-ZRT261) 2019-2020
Toyota Allion 3ZR-FAE 2.0 VVT-i (DBA-ZRT261) 2016-2019
Toyota Allion I4 1.5 VVT-i (NZT240) 2001-2007
Toyota Allion I4 1.5 VVT-i (NZT260) 2007-2016
Toyota Allion I4 1.8 VVT-i (ZRT260) 2007-2016
Toyota Allion I4 1.8 VVT-i (ZRT265) 2007-2016
Toyota Allion I4 1.8 VVT-i (ZZT240) 2001-2007
Toyota Allion I4 1.8 VVT-i (ZZT245) 2001-2007
Toyota Allion I4 2.0 VVT-i (AZT240) 2001-2007
Toyota Allion I4 2.0 VVT-i (ZRT261) 2008-2016
Toyota Auris M20A-FKS 2.0i 2019-2020
Toyota Avensis I4 1.6 VVT-i 2000-2008
Toyota Avensis I4 1.6i 1997-2000
Toyota Avensis I4 1.8 VVT-i 2000-2008
Toyota Avensis I4 1.8i 1997-2000
Toyota Avensis I4 2.0 D-4D 1999-2008
Toyota Avensis I4 2.0 TD 1997-2003
Toyota Avensis I4 2.0 VVT-i 2000-2008
Toyota Avensis I4 2.0 VVT-i (AZT250) 2003-2008
Toyota Avensis I4 2.0 VVT-i (AZT250W) 2003-2008
Toyota Avensis I4 2.0 VVT-i (AZT255) 2003-2008
Toyota Avensis I4 2.0 VVT-i (AZT255W) 2003-2008
Toyota Avensis I4 2.0i 1997-2000
Toyota Avensis I4 2.4 VVT-i 2003-2008
Toyota Avensis I4 2.4 VVT-i (AZT251) 2005-2008
Toyota Avensis I4 2.4 VVT-i (AZT251W) 2005-2008
Toyota Caldina I4 1.8 VVT-i (ZZT241W) 2003-2007
Toyota Caldina I4 2.0 Turbo (ST246W) 2003-2007
Toyota Caldina I4 2.0 VVT-i (AZT241W) 2003-2007
Toyota Caldina I4 2.0 VVT-i (AZT246W) 2003-2007
Toyota Camry ND All trims 1987-1991
Toyota Carina 2C 2.0 D (CT170G) 1990-1992
Toyota Carina 2C 2.0 D (KD-CT190) 1994-1996
Toyota Carina 2C 2.0 D (KD-CT195) 1994-1996
Toyota Carina 2C 2.0 D (Q-CT170) 1988-1992
Toyota Carina 2C 2.0 D (X-CT190) 1992-1994
Toyota Carina 2C 2.0 D (Y-CT195) 1992-1994
Toyota Carina 2C-T 2.0 DT (KD-CT210) 1996-1998
Toyota Carina 2C-T 2.0 DT (KD-CT215) 1996-1998
Toyota Carina 3C-TE 2.2 DT (KE-CT211) 1998-2001
Toyota Carina 3C-TE 2.2 DT (KH-CT216) 1998-2001
Toyota Carina 3S-FE 2.0i (E-ST195) 1992-1996
Toyota Carina 3S-FE 2.0i (E-ST215) 1996-1998
Toyota Carina 3S-FE 2.0i (GF-ST215) 1998-2001
Toyota Carina 4A-FE 1.6i (E-AT175) 1988-1992
Toyota Carina 4A-FE 1.6i (E-AT190) 1992-1996
Toyota Carina 4A-FHE 1.6i (E-AT171) 1988-1992
Toyota Carina 4A-GE 1.6i (E-AT210) 1996-1998
Toyota Carina 4A-GE 1.6i (GF-AT210) 1998-2001
Toyota Carina 4S-FE 1.8i (E-ST170) 1991-1992
Toyota Carina 4S-FE 1.8i (E-ST170G) 1990-1992
Toyota Carina 4S-FE 1.8i (E-ST190) 1992-1994
Toyota Carina 4S-Fi 1.8i (E-ST170) 1988-1990
Toyota Carina 4S-Fi 1.8i (E-ST170G) 1988-1989
Toyota Carina 5A-F 1.5 (E-AT170G) 1988-1990
Toyota Carina 5A-FE 1.5i (E-AT170) 1988-1992
Toyota Carina 5A-FE 1.5i (E-AT170G) 1990-1992
Toyota Carina 5A-FE 1.5i (E-AT192) 1992-1996
Toyota Carina 5A-FE 1.5i (E-AT212) 1996-1998
Toyota Carina 5A-FE 1.5i (GF-AT212) 1998-2001
Toyota Carina 7A-FE 1.8i (E-AT191) 1994-1996
Toyota Carina 7A-FE 1.8i (E-AT211) 1996-1998
Toyota Carina 7A-FE 1.8i (GF-AT211) 1998-2001
Toyota Carina E I4 1.6i 1992-1997
Toyota Carina E I4 1.8i 1995-1997
Toyota Carina E I4 2.0 D 1992-1996
Toyota Carina E I4 2.0 GTi 1992-1997
Toyota Carina E I4 2.0 TD 1996-1997
Toyota Carina E I4 2.0i 1992-1997
Toyota Carina ED I4 1.8i (ST180) 1989-1993
Toyota Carina ED I4 1.8i (ST181) 1989-1993
Toyota Carina ED I4 1.8i (ST200) 1993-1998
Toyota Carina ED I4 1.8i (ST201) 1993-1995
Toyota Carina ED I4 2.0i (ST182) 1989-1993
Toyota Carina ED I4 2.0i (ST183) 1989-1993
Toyota Carina ED I4 2.0i (ST202) 1993-1998
Toyota Carina ED I4 2.0i (ST203) 1993-1998
Toyota Carina ED I4 2.0i (ST205) 1994-1998
Toyota Carina II I4 1.6 1988-1992
Toyota Carina II I4 2.0 D 1988-1992
Toyota Carina II I4 2.0 D (CT170) 1988-1992
Toyota Carina II I4 2.0 GLI 1988-1992
Toyota Celica I4 1.8 1993-1997
Toyota Celica I4 1.8 TS 1999-2005
Toyota Celica I4 1.8 VT-i 1999-2005
Toyota Celica I4 1.8 VVT-i (ZZT230) 1999-2006
Toyota Celica I4 1.8 VVT-i (ZZT231) 1999-2006
Toyota Celica I4 2.0 GT (ST185H) 1992-1993
Toyota Celica I4 2.0 GT (ST205) 1994-1999
Toyota Celica I4 2.0 GT-R (ST182) 1992-1993
Toyota Celica I4 2.0 GT-R (ST183) 1992-1993
Toyota Celica I4 2.0 VVT-i (ST202) 1997-1999
Toyota Celica I4 2.0 VVT-i (ST202C) 1997-1999
Toyota Celica I4 2.0i (ST182) 1992-1993
Toyota Celica I4 2.0i (ST183) 1992-1993
Toyota Celica I4 2.0i (ST183C) 1992-1993
Toyota Celica I4 2.0i (ST202) 1993-1999
Toyota Celica I4 2.0i (ST202C) 1994-1997
Toyota Celica I4 2.0i (ST203) 1993-1997
Toyota Celica I4 2.2 1993-1999
Toyota Celica I4 GT 1.8 2000-2005
Toyota Celica I4 GTS 1.8 2000-2005
Toyota Corolla 2ZR-FAE 1.8i 2017-2020
Toyota Corolla 2ZR-FAE 1.8i (3BA-ZRE212) 2019-2020
Toyota Corolla 2ZR-FAE 1.8i (3BA-ZRE212W) 2019-2020
Toyota Corolla 2ZR-FE 1.8 VVT-i 2017-2017
Toyota Corolla 2ZR-FXE 1.8 2019-2020
Toyota Corolla 2ZR-FXE 1.8 (6AA-ZWE211) 2019-2020
Toyota Corolla 2ZR-FXE 1.8 (6AA-ZWE211W) 2019-2020
Toyota Corolla 2ZR-FXE 1.8 (6AA-ZWE214) 2019-2020
Toyota Corolla 2ZR-FXE 1.8 (6AA-ZWE214W) 2019-2020
Toyota Corolla 2ZR-FXE 1.8 hathback 2018-2020
Toyota Corolla 8NR-FTS 1.2i (3BA-NRE210) 2019-2020
Toyota Corolla 8NR-FTS 1.2i (3BA-NRE210W) 2019-2020
Toyota Corolla I4 1.3 VVT-i (NZE120) 2003-2006
Toyota Corolla I4 1.4 D 2004-2007
Toyota Corolla I4 1.4 VVT-i 2003-2006
Toyota Corolla I4 1.5 VVT-i (NZE121) 2003-2006
Toyota Corolla I4 1.5 VVT-i (NZE124) 2003-2006
Toyota Corolla I4 1.6 VVT-i 2003-2007
Toyota Corolla I4 1.8 VVT-i 2003-2016
Toyota Corolla I4 1.8 VVT-i (ZZE122) 2003-2006
Toyota Corolla I4 1.8 VVT-i (ZZE124) 2003-2006
Toyota Corolla I4 1.8 VVTi 2003-2013
Toyota Corolla I4 1.8 VVTL-i 2003-2007
Toyota Corolla I4 1.8 VVTL-i TS 2005-2007
Toyota Corolla I4 1.8 VVTLi 2005-2006
Toyota Corolla I4 1.8i 2013-2016
Toyota Corolla I4 2.0 D-4D 2003-2007
Toyota Corolla I4 2.2 D (CE121) 2003-2004
Toyota Corolla I4 2.4 VVTi 2008-2012
Toyota Corolla M20A-FKS 2.0i 2019-2020
Toyota Corolla M20A-FKS 2.0i 168 2019-2020
Toyota Corolla M20A-FKS 2.0i 169 2020-2020
Toyota Corolla M20A-FKS 2.0i hatchback 2018-2020
Toyota Corolla Sport 2ZR-FXE 1.8 (6AA-ZWE211H) 2019-2020
Toyota Corolla Sport 8NR-FTS 1.2i (3BA-NRE210H) 2019-2020
Toyota Corolla Sport 8NR-FTS 1.2i (3BA-NRE214H) 2019-2020
Toyota Corona I4 1.6i (AT190) 1993-1996
Toyota Corona I4 1.8i (ST190) 1993-1996
Toyota Corona I4 2.0 D (CT190) 1993-1996
Toyota Corona I4 2.0 D (CT195) 1993-1996
Toyota Corona I4 2.0i (ST191) 1993-1996
Toyota Corona I4 2.0i (ST195) 1993-1996
Toyota Corona Exiv I4 1.8i (ST180) 1989-1993
Toyota Corona Exiv I4 1.8i (ST181) 1989-1993
Toyota Corona Exiv I4 1.8i (ST200) 1993-1998
Toyota Corona Exiv I4 1.8i (ST201) 1993-1995
Toyota Corona Exiv I4 2.0i (ST182) 1989-1993
Toyota Corona Exiv I4 2.0i (ST183) 1989-1993
Toyota Corona Exiv I4 2.0i (ST202) 1993-1998
Toyota Corona Exiv I4 2.0i (ST203) 1993-1998
Toyota Corona Exiv I4 2.0i (ST205) 1994-1998
Toyota Corona Premio I4 1.6i (AT210) 1996-2001
Toyota Corona Premio I4 1.8i (AT211) 1996-2001
Toyota Corona Premio I4 2.0 DT (CT210) 1996-1997
Toyota Corona Premio I4 2.0 DT (CT215) 1996-1997
Toyota Corona Premio I4 2.0i (ST210) 1996-2001
Toyota Corona Premio I4 2.0i (ST215) 1996-2001
Toyota Corona Premio I4 2.2 DT (CT211) 1997-2001
Toyota Corona Premio I4 2.2 DT (CT216) 1997-2001
Toyota Corona SF I4 1.8i (ST190) 1993-1996
Toyota Corona SF I4 2.0i (ST191) 1993-1996
Toyota Curren I4 1.8i (ST208) 1995-1998
Toyota Curren I4 2.0i (ST206) 1994-1998
Toyota Curren I4 2.0i (ST207) 1994-1998
Toyota Curren I4 2.0i ZS (ST206) 1994-1998
Toyota Ist I4 1.5 VVT-i (NCP110) 2008-2016
Toyota Ist I4 1.5 VVT-i (NCP115) 2008-2016
Toyota Ist I4 1.8 VVT-i (ZSP110) 2008-2010
Toyota Matrix I4 1.8i 2003-2014
Toyota Matrix I4 XRS 1.8i 2003-2008
Toyota Opa I4 1.8 VVT-i (ZCT10) 2000-2005
Toyota Opa I4 1.8 VVT-i (ZCT15) 2000-2005
Toyota Opa I4 2.0 VVT-i (ACT10) 2000-2005
Toyota Premio 1NZ-FE 1.5 VVT-i (3BA-NZT260) 2019-2020
Toyota Premio 1NZ-FE 1.5 VVT-i (DBA-NZT260) 2016-2019
Toyota Premio 2ZR-FAE 1.8 VVT-i (3BA-ZRT260) 2019-2020
Toyota Premio 2ZR-FAE 1.8 VVT-i (3BA-ZRT265) 2019-2020
Toyota Premio 2ZR-FAE 1.8 VVT-i (DBA-ZRT260) 2016-2019
Toyota Premio 2ZR-FAE 1.8 VVT-i (DBA-ZRT265) 2016-2019
Toyota Premio 3ZR-FAE 2.0 VVT-i (3BA-ZRT261) 2019-2020
Toyota Premio 3ZR-FAE 2.0 VVT-i (DBA-ZRT261) 2016-2019
Toyota Premio I4 1.5 VVT-i (NZT240) 2001-2007
Toyota Premio I4 1.5 VVT-i (NZT260) 2007-2016
Toyota Premio I4 1.8 VVT-i (ZRT260) 2007-2016
Toyota Premio I4 1.8 VVT-i (ZRT265) 2007-2016
Toyota Premio I4 1.8 VVT-i (ZZT240) 2001-2007
Toyota Premio I4 1.8 VVT-i (ZZT245) 2001-2007
Toyota Premio I4 2.0 VVT-i (AZT240) 2001-2007
Toyota Premio I4 2.0 VVT-i (ZRT261) 2008-2016
Toyota Prius 2ZR-FXE 1.8 2019-2019
Toyota Prius 2ZR-FXE 1.8 (DAA-ZVW50) 2015-2018
Toyota Prius 2ZR-FXE 1.8 (DAA-ZVW51) 2018-2020
Toyota Prius 2ZR-FXE 1.8 (DAA-ZVW55) 2015-2020
Toyota Prius I4 1.5 2004-2009
Toyota Prius I4 1.5 (NHW20) 2004-2009
Toyota Prius I4 1.8 2009-2020
Toyota Prius I4 1.8 (ZVW30) 2009-2015
Toyota Prius Plug-in 2ZR-FXE 1.8 2017-2020
Toyota Prius Plug-in 2ZR-FXE 1.8 (DLA-ZVW52) 2017-2020
Toyota Prius Plug-in 2ZR-FXE 1.8 GR Sport (DLA-ZVW52) 2017-2020
Toyota Prius Plug-in I4 1.8 2012-2016
Toyota Prius Plug-in I4 1.8 (DLA-ZVW35) 2012-2016
Toyota Prius Prime 2ZR-FXE 1.8 2017-2020
Toyota Ractis I4 1.3i (DBA-NSP120) 2014-2016
Toyota Ractis I4 1.3i (DBA-NSP122) 2014-2016
Toyota Ractis I4 1.3i (NSP120) 2010-2014
Toyota Ractis I4 1.3i (NSP122) 2010-2014
Toyota Ractis I4 1.3i (SCP100) 2010-2010
Toyota Ractis I4 1.5i (DBA-NCP120) 2010-2016
Toyota Ractis I4 1.5i (DBA-NCP122) 2010-2016
Toyota Ractis I4 1.5i (DBA-NCP125) 2010-2016
Toyota Ractis I4 1.5i (NCP100) 2010-2010
Toyota Ractis I4 1.5i (NCP105) 2010-2010
Toyota Sienta 1NZ-FE 1.5i (DBA-NCP175G) 2015-2020
Toyota Sienta 1NZ-FXE 1.5 (6AA-NHP170G) 2018-2020
Toyota Sienta 1NZ-FXE 1.5 (DAA-NHP170G) 2015-2018
Toyota Sienta 2NR-FE 1.5 VVT-i 2015-2020
Toyota Sienta 2NR-FKE 1.5i (DBA-NSP170G) 2015-2020
Toyota Sienta 2NR-FKE 1.5i (DBA-NSP172G) 2015-2020
Toyota Sienta I4 1.5 VVT-i (NCP81G) 2015-2015
Toyota Urban Cruiser I4 1.33 VVT-i 2009-2016
Toyota Urban Cruiser I4 1.4 D-4D 2009-2014
Toyota Verso S I4 1.33 VVT-i 2010-2015
Toyota Verso S I4 1.4 D-4D 2010-2015
Toyota Vista I4 1.8 VVT-i (ZZV50) 1998-2003
Toyota Vista I4 2.0 VVT-i (AZV50) 2001-2003
Toyota Vista I4 2.0 VVT-i (AZV55) 2002-2003
Toyota Vista I4 2.0 VVT-i (SV50) 1998-2001
Toyota Vista I4 2.0i (SV55) 1998-2002
Toyota Vista Ardeo I4 1.8 VVT-i (ZZV50G) 1998-2003
Toyota Vista Ardeo I4 2.0 VVT-i (AZV50G) 2001-2003
Toyota Vista Ardeo I4 2.0 VVT-i (AZV55G) 2002-2003
Toyota Vista Ardeo I4 2.0 VVT-i (SV50G) 1998-2001
Toyota Vista Ardeo I4 2.0i (SV55G) 1998-2002
Toyota Voltz I4 1.8 VVT-i (ZZE136) 2002-2004
Toyota Voltz I4 1.8 VVT-i (ZZE138) 2002-2004
Toyota Voltz I4 1.8 VVTL-i (ZZE137) 2002-2004
Toyota WiLL VS I4 1.5 VVT-i (NZE127) 2002-2004
Toyota WiLL VS I4 1.8 VVT-i (ZZE127) 2001-2004
Toyota WiLL VS I4 1.8 VVT-i (ZZE129) 2001-2004
Toyota WiLL VS I4 1.8 VVTL-i (ZZE128) 2001-2004
Toyota Wish I4 1.8i (DBA-ZGE20G) 2009-2017
Toyota Wish I4 1.8i (DBA-ZGE20W) 2009-2017
Toyota Wish I4 1.8i (DBA-ZGE25G) 2009-2017
Toyota Wish I4 1.8i (DBA-ZGE25W) 2009-2017
Toyota Wish I4 1.8i (ZNE10G) 2003-2009
Toyota Wish I4 1.8i (ZNE14G) 2003-2009
Toyota Wish I4 2.0i (ANE10G) 2003-2009
Toyota Wish I4 2.0i (ANE11W) 2003-2009
Toyota Wish I4 2.0i (DBA-ZGE21G) 2009-2012
Toyota Wish I4 2.0i (DBA-ZGE22W) 2009-2017

Our spacers are made of duralumin roller PA6, thanks to which they are very durable and lightweight, and thanks to the use of two-stage steel sleeves with thread it is not possible to break the thread as in the case of distances in which the threads are aluminum.

Both the hole and the centering flange are created with a tolerance of up to 0.05 mm, which ensures accurate centering of the wheel and prevents the occurrence of vibrations on the steering wheel that occur when the rim is not properly aligned.

Screwed spacers are also made of duralumin with pressed knurled pins or steel threaded sleeves, which prevents thread breakage. Both pins and sleeves are secured against being pulled out when tightening the wheel by their two-stage shape.

The advantage of the distances is the increase in the track width, thanks to which the car behaves better when cornering, and also looks better because the wheels are not hidden in the fenders.

Thanks to the use of spacers, we can mount rims with other parameters such as larger offset (ET), because we level the difference precisely through the spacers. You can also use spacers that change the spacing of the bolts, which allows you to install rims from another car with the same number of fixing bolts.

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Stephen S
Charlottesville, US
★★★★★ 4
A Significant and Badly Needed Contribution to the Qualitative Part of our Financial Life.
Format: Paperback
From the first sentence to the last, this book provides the latest and most up-to-date evidence for financial literacy's wholesome power to enrich your entire life. The author tells stories to discover financial literacy and living a good life go hand and hand. Most financial books discuss the dominated and respected quantitative side, the sophisticated science, complicated formulas, and mind-numbing statistics. Reading the traditional personal finance genres makes people erroneously think investors need to be intelligent and aggressive to invest successfully. The Psychology of Money is courageously different. It is about life first and finances second. Don’t we want to better understand our behavior, our sense of ourselves and what makes us tick so we can achieve that vibrant and contented life? I know I do. The author skillfully separates the easy part of discovering the investing process versus the hard part. This may shock newbies, but understanding the quantitative aspect of finances, such as constructing a diversified portfolio of low-cost index funds, is the easy part. Look, it is not the little guy or gal versus the massively intimating stock market with the macho goal of beating the average returns. Instead, this book is about understanding our behavior and the decisions we make to achieve a balanced and calm life with accepting reasonable stock market returns. Now that’s the hard part! But this author makes understanding our behavior achievable and interesting. He accepts whatever skills, experience, or knowledge readers bring to the table. The author brings up an age-old adage that we have been taught by our elders for generations—don’t take things so personally! With life's many challenges and sometimes negative surprises, isn't it about how we react that counts? Instead, if we respond with wisdom gained from our experiences over the long haul, the challenge itself will eventually be insignificant. The author explains that our reactive behavior, whether the sudden death of a loved one, a broken water pipe damaging our house, or a stock market crash, how we respond to each of these vastly different crises is no different. As a reviewer of this outstanding book, I took the liberty of interpreting the primary theme with my examples. With the death of a loved one, we can blame the doctors, the hospital, and isolate from friends and family, and sob over beers for the rest of your life as a lonely and bitter widow or widower, or you can blame the stock market, your broker, or valueless Wall Street for your portfolio loses. For example, it is well known that millions of investors reacted negatively for over a decade. They sat out with their two to three trillion of the longest bull market in history because they lost money in the 2008 financial crisis. So, no matter what the experience, isn't it always how we react? This book would help those unfortunate investors pull themselves and their portfolio together to get back in the market. To bring mindfulness to our reactions, the author talked about investors' emotions, attitude, and temperament. To be successful in this counterintuitive financial system is to be aware and insightful of this powerful psychological human potential—your expectation of future returns. The Goldilocks Principle doesn't have too high return expectations or too low, but somewhere in between. But what is a reasonable expected return? The author reports one of the most significant FACTS of the entire book: The United States Stock Market Returns 6.8% after Inflation. Allow me to repeat, 6.8%. According to the author, our United States capitalistic system produces about 6.8% return minus inflation since the 1870s (3.1% average inflation generates a total return of 9.9%). It is the law of averages, and it is powerful if we know how to tap into it and to be 100% satisfied with average returns (It has been researched many times that too many investors fail to get average returns). Morgan explains how to harness this massive industry and what strategy will get you the average return. The goal is to earn the average return over many years. Why? Two reasons: 1. 6.8% return over inflation is a great return! 2. Because our emotions will be spared the negative reactions from the massive swings (volatility) of the stock market which will set you up to panic and “get out.” This book will help you find that "just right" balance of your investments and your mind so you can sleep soundly with confidence and reach your financial goals over long periods of time. There is no get rich quick scheme. If a financial adviser or your best friend says that they can beat the averages, walk away, and never listen to that nonsense. Housel encourages all investors by debunking one debilitating myth from the start. All you need to be a successful investor is patience, think long term, and one tiny piece of mathematics, the power of compound interest over decades. You do not need an MBA or a high IQ! In fact, for the newbie financial reader with no financial background or smarts, take heart, you have an advantage. He wrote: "Ordinary folks with no formal financial education can be wealthy if they have a handful of behavioral skills that have nothing to do with formal measures of intelligence." That's me! I have never taken a financial course in my life. I flunked 2nd grade and I scored a lower than 100 IQ. But I had a huge advantage because I majored in psychology. Knowing how my mind functioned, I mitigated my return expectations of the market and drama during three of the biggest stock market crashes in history. My expectations for growth and losses are reasonable, balanced between stocks and fixed because I knew what the world-wide stock market returns since 1870. With my mind disciplined to stay the course forever and to do what I can do—control the real deal by keeping expenses low and be extremely happy with reasonable returns. I have perfect control by paying myself instead of some Wall Street mucky muck's yacht. For years, seasoned investors poo-poo psychology (read the one and two-star reviews of this book). There is at least one huge exception. One of the most significant financial thinkers of the 20th century and the mentor and professor of Warren Buffett. Ben Graham wrote said in the very first paragraph of his monumental 623 page The Intelligent Investor, "…little will be said here about the technique of analyzing securities; attention will be paid chiefly to investment principles and investors' attitudes." (1973 revised, page 1). The author had the great wisdom to cite a book titled “Enough” by the legendary John Bogle. Morgan tells stories of people "hit it big" (IN THE BILLIONS!). It wasn’t "enough." They want more, and in the end, they lost it all. Bogle’s most famous quote to get the market averages mentioned previously is to invest in the “entire haystack, do not look for the needle.” The author makes an important statement that is long overdue and worth repeating—the qualitative discussions of investing is more complicated than the quantitative discussions. It is humans that make the decisions and do all the trading on the stock exchanges throughout the world. Last I heard, humans have feelings. Housel says that science is exact and is governed by predictable physical laws. Molecules and atoms do not have feelings! But millions of investors do! Sir Isaac Newton would agree. He famously lamented after losing his investments to the South Sea Disaster in the 18th century, "I can calculate the motion of heavenly bodies, but not the madness of people." Knowledge of psychology and behavior will help you understand and protect yourself from the "madness of people." The author covers a lot of ground because there is a lot of human behavioral and psychological constructs to explain. Luck vs. skill, attitude vs. math, being average vs. being superior, uncertainty vs. certainty, and confidence born from wisdom vs. overconfidence born from recklessness are impossible to measure and explain. The author correctly labeled these constructs “soft skills” (Hard skills are the math, statistics, graphs, and tables). Luck, attitude, accepting average returns, uncertainty, long-term horizon, and overconfidence are difficult to explain without emotional pushback from some investors. Most seasoned investors want to be intelligent, act aggressive, appear confident, and look sophisticated and soft skills will not get them that image and beat the market. We love to think successes originated on skills, knowledge, intelligence, spreadsheets, and math. The most vital reaction to many seasoned investors is downplaying luck to investment success. But Morgan won't have it. Making money from stock and bond investing is being smart with the complicated reality we face, and spreadsheet knowledge will not be enough. That being lucky is part of the equation. He admits that the luck factor is the question that might not be answered in our lifetimes. In the meantime, there is nothing wrong with being lucky. The returns are green too. But most seasoned investors feel insulted. Warren Buffett always reports that he is an incredibly fortunate investor born in the United States. I am lucky that I am alive after contracting stage two colon cancer twenty years ago. Any one of us could have been born in a small village in India in abject poverty, a shantytown in Lima, Peru, or one of our country's public housing projects. Unfortunately, I gave the book four stars. There was one paragraph that does not belong in the book. I was disappointed. I agree that I might be petty, but that paragraph doesn’t make any sense because it doesn’t follow the narrative throughout. On page 218, I rewrote here for those who use the indexing strategy, especially Bogleheads: “That doesn’t mean index investing will always work. It doesn’t mean it is for everyone. And it doesn’t mean active stock picking is doomed to fail. In general, this industry has become too entrenched on one side or the other—particularly those vehemently against active investing.” Did the Author Lose His “Psychology” for a Moment? I scratched my head and seriously wondered, has the author lost his mind? What in the world motivated the author had to write this when he shares how he invests, and it’s just like most Bogleheads and myself invest with low-cost index funds? I believe I can speak for most Bogleheads: of course, we are “vehemently against active investing!” It’s expensive and flawed is thoroughly agreed upon by genuine fiduciary financial advisers. Furthermore, there are books, peer-reviewed academic articles, and the Bogleheads’ forum experiences of how successful the indexing strategy has been overactive management. The author admits on the following page that 85% of active managers fail to beat the averages! The active management strategy has been proven dead for decades, and the author’s stories debunk active management. Over 35 million investors have their seven trillion dollars with Vanguard and TIAA. We know that active managers from Wall Street’s big banks and brokerage firms spend a lot of time sipping martinis on their yachts. Other than that hideous paragraph, The Psychology of Money is a fine book because it makes a huge contribution to financial discussions and what it means to be financially literate. The qualitative argument of financial literacy is desperately needed in the financial world. The quantitative argument is appropriate for constructing your portfolio and understanding how markets only return 6.8% average for 150 years. I learned a ton by reading those books too. But after that, no amount of math, sophistication, financial engineering, or science will protect investors from a bear market. Only what is between our ears will. Investors must get our heads behind the idea that we are up against a massive industry that wants to use our money to make money for themselves. The industry is playing a totally different game, different motivation, and most important different life values—they spend 24/7 in front of their powerful computers trading for two goals only, bonuses and beating the averages. I have one more example of luck--We are lucky that Morgan Housel wrote this important work. It is not about looking at your finances 24/7, searching for that investment “gem” that will make you rich quickly or to compete. At the end of the day, it is about doing our part in making the world a better place than it is now, being generous to those in need, be part of something bigger than yourself, and spending quality time with family and friends.
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Reviewed in the United States on November 11, 2020
B
Verified Purchase
Burk Thueson
Houston, US
★★★★★ 5
fascinating
Format: Kindle
This book the psychology of money is one of the most fascinating books I’ve ever read. I didn’t understand a lot of it because I am definitely not an investor and I know nothing about the stock Market. Morgan Housel is an excellent author and I highly recommend this book.
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Reviewed in the United States on May 31, 2026
A
Verified Purchase
Amazon Customer
Cuba, US
★★★★★ 5
Very well written and quite useful.
Format: Paperback
Very good read for analyzing and assessing our earnings and spending habits.
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Reviewed in the United States on April 13, 2026
A
Verified Purchase
A. Moss
Massapequa, US
★★★★★ 5
The best personal finance book I’ve ever read.
Format: Hardcover
Most finance books focus on the mechanics—budgets, tax strategies, portfolio construction, and the endless parade of acronyms and formulas. Those things matter, of course. But they miss the real issue. Money problems are rarely mechanical. They’re behavioral. That’s where The Psychology of Money stands apart. Housel goes straight to the heart of the matter: how people think about money, how emotions shape financial decisions, and why intelligent people still make poor choices with their finances. The book doesn’t lecture you with formulas. It speaks to you. It speaks to your brain—the quiet assumptions you carry about wealth, success, security, and risk. It forces you to confront the uncomfortable reality that managing money well is far more about temperament than intelligence. One chapter that especially stood out to me is “The Seduction of Pessimism.” Housel explains why pessimism often sounds smarter than optimism. Doom and gloom feel analytical and sophisticated, while optimism can sound naive. But over long stretches of time—especially in markets and economic progress—optimism tends to be far closer to reality. It’s a beautifully written chapter and an important reminder for anyone who spends time around financial news or market commentary. What makes this book exceptional is its clarity and humanity. Housel understands that money isn’t just math—it’s tied to ego, fear, status, insecurity, and hope. And until you understand those forces, no spreadsheet or strategy will save you. If you read only one book about money, make it this one.
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Reviewed in the United States on March 13, 2026
R
Verified Purchase
Rehana Hines
Waukegan, US
★★★★★ 5
Great book
Format: Paperback
"The Psychology of Money" by Morgan Housel is a thought-provoking book that explores the complex relationship between money, greed, and happiness. Housel challenges conventional notions about wealth, arguing that it's not just about smart decisions, but also about behavior and psychology ¹. The book is divided into 20 short chapters, each tackling a different aspect of money psychology. Housel uses engaging storytelling and real-life examples to illustrate his points, making the book an enjoyable read. One of the key takeaways from the book is the importance of understanding your own values and priorities when it comes to money. Housel argues that money is a reflection of our values, and that our financial decisions should align with what's truly important to us ². The book also delves into the power of compounding, highlighting the benefits of long-term thinking and patient investing. Housel emphasizes that getting wealthy slowly is often a more sustainable and reliable approach than seeking overnight success ². Other notable themes in the book include the role of luck in financial outcomes, the dangers of complexity in financial decision-making, and the impact of stories and narratives on our financial behaviors ². Overall, "The Psychology of Money" is a insightful and accessible book that offers valuable lessons for anyone looking to improve their relationship with money. As one reviewer noted, "This book is the book I wish I had read when I was young" ¹. *Key Takeaways:* - *Money as a Reflection of Values*: Understand your own values and priorities when it comes to money. - *The Power of Compounding*: Long-term thinking and patient investing can lead to significant financial gains. - *The Role of Luck*: Recognize the influence of chance and unforeseen circumstances on financial outcomes. - *Simplicity over Complexity*: Avoid complex financial decisions and focus on simplicity and clarity. - *The Impact of Stories*: Be aware of how narratives and stories shape your financial behaviors and decisions.
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Reviewed in the United States on March 30, 2025

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